Terms Of Use

Last updated: October 24, 2024

Welcome to NioInsurance! These terms of use ("Terms") govern your access to and use of the services provided by NioInsurance, including but not limited to health insurance services ("Services"). By accessing or using our Services, you agree to be bound by these Terms.

1. Consent to Contact

By submitting our form, you consent for us and our marketing partners to contact you for marketing/telemarketing purposes at the number, email, and address provided, including your wireless number if provided, using live operators, automated telephone dialing systems, pre-recorded messages, artificial voice, text messages, and/or emails, even if the number you provide is on a state or Federal Do Not Call registry. Message and data rates may apply. You are not required to consent as a condition of purchasing goods or services and may revoke consent at any time. You also agree to our Privacy Policy and Terms of Use.

2. Service Availability

Plan availability varies by state, and not all brands are available in all states through the brokerages or service providers we may connect you with. Availability is subject to regulatory differences and brokerage partnerships. We encourage users to confirm the availability of specific brands with our partnered brokerages. Information is subject to change and cannot be guaranteed.

3. Information Transfer

This website does not provide information about specific health plans or enable visitors to obtain insurance quotes on this website. However, if you provide your information and consent, we will transfer your information to insurance carriers and brokers that may contact you to offer Affordable Care Act (ACA) plans, short-term plans, medical indemnity plans, and/or healthcare sharing ministry plans, and we will receive compensation for such transfer.

4. Independent Marketplace

nioinsurance.com (owned and operated by Ignited IO LLC) is an independent marketplace and is not a federal or state marketplace website. nioinsurance.com does not provide quotes or sell insurance directly to consumers and is not affiliated with any exchange. Accordingly, you should not send us (via mail or email) any sensitive information, including personal health information or applications.

5. Privacy and Security

Any such communications will not be treated as confidential and will be discarded, as, in offering this website, we are required to comply with the standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of New Hampshire. Any dispute arising under these Terms shall be resolved exclusively by the courts of New Hampshire.

7. Changes to Terms

NioInsurance reserves the right to update or modify these Terms at any time without prior notice. By continuing to use our Services after such changes, you agree to be bound by the revised Terms.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Email: [email protected]